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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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When you’re balancing big priorities—saving for a home, paying down debt, or supporting a growing family—investing is easy to push aside. But here’s why it matters 👇 Even small, steady contributions can grow over time thanks to compound growth. Start early, stay consistent, and give your future more potential. For additional disclosure, see thrivent.com/social #InvestingBasics #CompoundGrowth #FinancialWellness #FutureFocused #SmartMoneyMoves #LongTermPlanning #BuildYourFuture #MoneyHabits

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When you’re balancing big priorities—saving for a home, paying down debt, or supporting a growing family—investing is easy to push aside. But here’s why it matters 👇 Even small, steady contributions can grow over time thanks to compound growth. Start early, stay consistent, and give your future more potential. For additional disclosure, see thrivent.com/social #InvestingBasics #CompoundGrowth #FinancialWellness #FutureFocused #SmartMoneyMoves #LongTermPlanning #BuildYourFuture #MoneyHabits

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If you’re ready to take a closer look at your financial picture and turn questions into a clear plan, let’s start the conversation. Whether you’re focused on growing your wealth, protecting what matters most, or preparing for the future, the right strategy can make all the difference. Message us to schedule a conversation and take the next step with confidence. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #ClarityTodayConfidenceTomorrow #FinancialPlanning #FutureFocused #WealthStrategy #PlanWithPurpose #SmartMoneyMoves #RetirementReady #ProtectWhatMatters #NextStep

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If you’re ready to take a closer look at your financial picture and turn questions into a clear plan, let’s start the conversation. Whether you’re focused on growing your wealth, protecting what matters most, or preparing for the future, the right strategy can make all the difference. Message us to schedule a conversation and take the next step with confidence. For additional disclosure, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #ClarityTodayConfidenceTomorrow #FinancialPlanning #FutureFocused #WealthStrategy #PlanWithPurpose #SmartMoneyMoves #RetirementReady #ProtectWhatMatters #NextStep

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Amy + Cole are getting ready for their Kato Living debut! Tune in at 12 PM and 4 PM on CBS, 6:30 PM on NBC, and 8:30 AM on Fox tomorrow. #KEYC #KatoLiving #Community For disclosure information, see thrivent.com/social

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Amy + Cole are getting ready for their Kato Living debut! Tune in at 12 PM and 4 PM on CBS, 6:30 PM on NBC, and 8:30 AM on Fox tomorrow. #KEYC #KatoLiving #Community For disclosure information, see thrivent.com/social

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🎹✨ You’re Invited to a Night of Music, Energy & Impact! ✨🎹 Join us for a Dueling Pianos Fundraiser you won’t want to miss! 📅 April 16 📍 Lola American Bistro 🕠 Doors open at 5:30 PM 🎶 Show from 6–8 PM 🍴 FREE admission + appetizers **Cash bar available All proceeds will benefit the Tea for Cancer Foundation 💛 Get ready for a high-energy, request-filled, sing-at-the-top-of-your-lungs kind of night featuring Felix and Fingers Dueling Pianos! 🎤🎹 Bring your friends, bring your requests, and let’s pack the house for a great cause. 📲 Register at 507-354-4413 📧 newulmareagroup@thrivent.com Let’s make it a night to remember while making a difference in our community. 💫 No products will be sold. For disclosure information, see thrivent.com/social. Tea for Cancer is not endorsed or affiliated with Thrivent.

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🎹✨ You’re Invited to a Night of Music, Energy & Impact! ✨🎹 Join us for a Dueling Pianos Fundraiser you won’t want to miss! 📅 April 16 📍 Lola American Bistro 🕠 Doors open at 5:30 PM 🎶 Show from 6–8 PM 🍴 FREE admission + appetizers **Cash bar available All proceeds will benefit the Tea for Cancer Foundation 💛 Get ready for a high-energy, request-filled, sing-at-the-top-of-your-lungs kind of night featuring Felix and Fingers Dueling Pianos! 🎤🎹 Bring your friends, bring your requests, and let’s pack the house for a great cause. 📲 Register at 507-354-4413 📧 newulmareagroup@thrivent.com Let’s make it a night to remember while making a difference in our community. 💫 No products will be sold. For disclosure information, see thrivent.com/social. Tea for Cancer is not endorsed or affiliated with Thrivent.

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Let’s take a look at what your money is doing and where it could be working harder for you. For disclosure information, see thrivent.com/social. #YourMoneyWorkingSmarter #FinancialPlanning #InvestWithPurpose #FutureFocused #SmartMoneyMoves #PlanAhead #RetirementReady

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Let’s take a look at what your money is doing and where it could be working harder for you. For disclosure information, see thrivent.com/social. #YourMoneyWorkingSmarter #FinancialPlanning #InvestWithPurpose #FutureFocused #SmartMoneyMoves #PlanAhead #RetirementReady

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Roth conversions can offer more than just tax advantages. They may help reduce required minimum distributions (RMDs), create more control over taxable income, and provide tax-free assets for heirs. Every situation is unique, which is why working with our team can help determine if a Roth conversion aligns with your goals—both for retirement and beyond. #RothBenefits #RetirementIncome #LegacyPlanning #TaxEfficient #FinancialPlanning #AdvisorGuidance #LongTermWealth For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Roth conversions can offer more than just tax advantages. They may help reduce required minimum distributions (RMDs), create more control over taxable income, and provide tax-free assets for heirs. Every situation is unique, which is why working with our team can help determine if a Roth conversion aligns with your goals—both for retirement and beyond. #RothBenefits #RetirementIncome #LegacyPlanning #TaxEfficient #FinancialPlanning #AdvisorGuidance #LongTermWealth For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Now is a great time to connect and get another set of eyes on your return. For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

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Now is a great time to connect and get another set of eyes on your return. For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

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From beneficiaries to powers of attorney, small updates today can help prevent confusion tomorrow and keep your plan aligned with what matters most. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited #EstateAndLegacy #FinancialPlanning #Beneficiaries #FutureFocused #LifeChanges #PlanWithPurpose

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From beneficiaries to powers of attorney, small updates today can help prevent confusion tomorrow and keep your plan aligned with what matters most. For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited #EstateAndLegacy #FinancialPlanning #Beneficiaries #FutureFocused #LifeChanges #PlanWithPurpose

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Cole brings so much insight to our team. He was born to be a Financial Advisor! For more information visit Thrivent.com/social. #aboutme #meettheteam #finances #newulm

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Cole brings so much insight to our team. He was born to be a Financial Advisor! For more information visit Thrivent.com/social. #aboutme #meettheteam #finances #newulm

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Retirement isn’t one chapter—it’s a journey with changing needs over time. Working with our team means having a strategy designed for today, tomorrow, and the years ahead—helping you feel prepared no matter what retirement brings. #RetirementReady #FinancialPlanning #LongTermPlanning #IncomeInRetirement For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Retirement isn’t one chapter—it’s a journey with changing needs over time. Working with our team means having a strategy designed for today, tomorrow, and the years ahead—helping you feel prepared no matter what retirement brings. #RetirementReady #FinancialPlanning #LongTermPlanning #IncomeInRetirement For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Not all team members may provide all products, programs and services in all states.

Not all team members may office at the locations listed.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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