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I've got valuable information and resources to share. Explore away! And check back often.

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Life insurance - the only people who ever question the value of life insurance are the ones deciding whether to buy it. The people left behind never question it. Not once. - They’re the ones who feel the impact of unpaid bills stacking up… - Wondering if they can keep their home… - Setting up a GoFundMe because they feel they have no other choice… - The kids still needing support… - The plans you made together still needing a path forward. Life insurance isn’t about fear. It’s about providing financial security for the ones left behind when your love and presence is gone. It’s about easing the hardest days your family would ever face. It’s about giving them time — time to grieve, time to adjust, time to breathe. If you’ve been wondering whether life insurance is “worth it,” try flipping the question: If something happened tomorrow, would the people you love ever wish you hadn’t protected them? When you put it in that light…the answer becomes clearer. Learn more about me and how we can connect: https://www.thrivent.com/joshua-theisen/ Learn more about my team members here: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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Life insurance - the only people who ever question the value of life insurance are the ones deciding whether to buy it. The people left behind never question it. Not once. - They’re the ones who feel the impact of unpaid bills stacking up… - Wondering if they can keep their home… - Setting up a GoFundMe because they feel they have no other choice… - The kids still needing support… - The plans you made together still needing a path forward. Life insurance isn’t about fear. It’s about providing financial security for the ones left behind when your love and presence is gone. It’s about easing the hardest days your family would ever face. It’s about giving them time — time to grieve, time to adjust, time to breathe. If you’ve been wondering whether life insurance is “worth it,” try flipping the question: If something happened tomorrow, would the people you love ever wish you hadn’t protected them? When you put it in that light…the answer becomes clearer. Learn more about me and how we can connect: https://www.thrivent.com/joshua-theisen/ Learn more about my team members here: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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“I’m good — I already have a retirement account at work.” If that sounds familiar… this post is for you. A lot of people assume their employer plan is the plan. But here’s the part no one tells you: Your employer helps you save for retirement. They don’t prepare you for retirement. That’s a completely different conversation. Because someday you’ll need to know things like: 💵 How do I actually pay myself when the paychecks stop? 💰What’s the smartest way to take Social Security for my situation? 🏦How much will taxes take out of my retirement income? 📉Will my current savings pace cover the lifestyle I want — or am I quietly underfunding my future without realizing it? 😟What happens if “living in the moment” today means “working longer than I want to” later? Here’s the truth: You deserve to enjoy your life now and feel confident about later — not choose between the two. That’s where real planning comes in. Not products. Not pressure. Just clarity. If you’ve been telling yourself “I’m fine, I already have a plan,” but you’re not actually sure…it might be time for a conversation that puts your whole financial picture into focus. No commitments. No judgment. Just the confidence you’ve been missing. Learn more about me and how we can connect: https://www.thrivent.com/joshua-theisen/ Learn more about my team members here: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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“I’m good — I already have a retirement account at work.” If that sounds familiar… this post is for you. A lot of people assume their employer plan is the plan. But here’s the part no one tells you: Your employer helps you save for retirement. They don’t prepare you for retirement. That’s a completely different conversation. Because someday you’ll need to know things like: 💵 How do I actually pay myself when the paychecks stop? 💰What’s the smartest way to take Social Security for my situation? 🏦How much will taxes take out of my retirement income? 📉Will my current savings pace cover the lifestyle I want — or am I quietly underfunding my future without realizing it? 😟What happens if “living in the moment” today means “working longer than I want to” later? Here’s the truth: You deserve to enjoy your life now and feel confident about later — not choose between the two. That’s where real planning comes in. Not products. Not pressure. Just clarity. If you’ve been telling yourself “I’m fine, I already have a plan,” but you’re not actually sure…it might be time for a conversation that puts your whole financial picture into focus. No commitments. No judgment. Just the confidence you’ve been missing. Learn more about me and how we can connect: https://www.thrivent.com/joshua-theisen/ Learn more about my team members here: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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If meeting with a financial advisor feels intimidating, I get it—especially if you’re wondering: “Am I going to be sold something?” Here’s what to expect instead: ✅ A complimentary, no‑obligation first conversation ✅ We start with goals and questions—solutions come later ✅ Think of it as an introduction, not a decision ✅ You’re in control of the pace and next steps No pressure. No commitments. Just a chance to learn about you, answer your questions in plain language, and help you understand how we work—before we ever talk about products or specific recommendations. If you’ve been putting this off, consider this your invitation to start with a simple conversation. You can learn about me and how to connect here: https://connect.thrivent.com/joshua-theisen/ Here's information about the great team that I work with: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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If meeting with a financial advisor feels intimidating, I get it—especially if you’re wondering: “Am I going to be sold something?” Here’s what to expect instead: ✅ A complimentary, no‑obligation first conversation ✅ We start with goals and questions—solutions come later ✅ Think of it as an introduction, not a decision ✅ You’re in control of the pace and next steps No pressure. No commitments. Just a chance to learn about you, answer your questions in plain language, and help you understand how we work—before we ever talk about products or specific recommendations. If you’ve been putting this off, consider this your invitation to start with a simple conversation. You can learn about me and how to connect here: https://connect.thrivent.com/joshua-theisen/ Here's information about the great team that I work with: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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If meeting with a financial advisor feels intimidating, I get it—especially if you’re wondering: “Am I going to be sold something?” Here’s what to expect instead: ✅ A complimentary, no‑obligation first conversation ✅ We start with goals and questions—solutions come later ✅ Think of it as an introduction, not a decision ✅ You’re in control of the pace and next steps No pressure. No commitments. Just a chance to learn about you, answer your questions in plain language, and help you understand how we work—before we ever talk about products or specific recommendations. If you’ve been putting this off, consider this your invitation to start with a simple conversation. You can learn about me and how to connect here: https://connect.thrivent.com/joshua-theisen/ Here's information about the great team that I work with: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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If meeting with a financial advisor feels intimidating, I get it—especially if you’re wondering: “Am I going to be sold something?” Here’s what to expect instead: ✅ A complimentary, no‑obligation first conversation ✅ We start with goals and questions—solutions come later ✅ Think of it as an introduction, not a decision ✅ You’re in control of the pace and next steps No pressure. No commitments. Just a chance to learn about you, answer your questions in plain language, and help you understand how we work—before we ever talk about products or specific recommendations. If you’ve been putting this off, consider this your invitation to start with a simple conversation. You can learn about me and how to connect here: https://connect.thrivent.com/joshua-theisen/ Here's information about the great team that I work with: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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Please join me in Dubuque for this complimentary educational event at the Best Western on Dodge. Meal and drinks will be provided.

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Please join me in Dubuque for this complimentary educational event at the Best Western on Dodge. Meal and drinks will be provided.

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Please join me in Dubuque for this complimentary educational event at the Best Western on Dodge. Meal and drinks will be provided.

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Please join me in Dubuque for this complimentary educational event at the Best Western on Dodge. Meal and drinks will be provided.

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Life insurance means different things to different people. For some, it’s just enough to cover final medical bills and burial costs. For others, it’s making sure the family can stay in the home and the kids are taken care of for a while. And for some, it’s about doing all of that and leaving something behind for future generations. There’s no one “right” amount — only what feels right for the people you care about and the life you want them to live. If you’ve ever wondered whether you have the right type or amount of coverage — or if you’ve put it off because you’re not sure where to start — you’re not alone. I’m available to help you walk through the options and find coverage that fits your goals, your family, and your budget. Visit my website and learn how we can connect: https://connect.thrivent.com/joshua-theisen/ Learn about my team in Eastern Iowa: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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Life insurance means different things to different people. For some, it’s just enough to cover final medical bills and burial costs. For others, it’s making sure the family can stay in the home and the kids are taken care of for a while. And for some, it’s about doing all of that and leaving something behind for future generations. There’s no one “right” amount — only what feels right for the people you care about and the life you want them to live. If you’ve ever wondered whether you have the right type or amount of coverage — or if you’ve put it off because you’re not sure where to start — you’re not alone. I’m available to help you walk through the options and find coverage that fits your goals, your family, and your budget. Visit my website and learn how we can connect: https://connect.thrivent.com/joshua-theisen/ Learn about my team in Eastern Iowa: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for important disclosures.

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Most of us learned how to handle money by watching our parents. How they talked about it. How they stressed about it. Or how they avoided it altogether. For many families, budgeting, cash flow, and even lifestyle habits were passed down—not intentionally, but by example. At some point, you might look at your own life and think: “I want something different for my kids.” A little more confidence. A little less stress. A clearer path forward. Wanting to change your family tree financially doesn’t mean your parents did anything wrong. It just means you’re ready to be more intentional. That desire to change your family tree is powerful—but knowing how to do it can feel overwhelming. That’s where guidance can make all the difference. We can start with a simple, no obligation discussion centered around what's important to you. Visit my website and learn more about me here: https://connect.thrivent.com/joshua-theisen/ Learn more about my team here: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for additional disclosures.

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Most of us learned how to handle money by watching our parents. How they talked about it. How they stressed about it. Or how they avoided it altogether. For many families, budgeting, cash flow, and even lifestyle habits were passed down—not intentionally, but by example. At some point, you might look at your own life and think: “I want something different for my kids.” A little more confidence. A little less stress. A clearer path forward. Wanting to change your family tree financially doesn’t mean your parents did anything wrong. It just means you’re ready to be more intentional. That desire to change your family tree is powerful—but knowing how to do it can feel overwhelming. That’s where guidance can make all the difference. We can start with a simple, no obligation discussion centered around what's important to you. Visit my website and learn more about me here: https://connect.thrivent.com/joshua-theisen/ Learn more about my team here: https://connect.thrivent.com/quadrant-financial-advisors See thrivent.com/social for additional disclosures.

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Your tax bill doesn’t retire when you do. Understanding how each retirement account is taxed — traditional IRA, Roth IRA, 401(k), annuities, brokerage accounts — can make a meaningful difference in how long your savings lasts. We’ll walk through: • Which dollars to spend first to help manage your tax bracket. • How required minimum distributions (RMDs) may impact your income plan. • How Roth conversions could change future tax exposure. • And how taxes may affect what you’re able to leave to children or other beneficiaries — because legacy planning is financial planning, too. If you want clarity around how taxes interact with your retirement withdrawals and future legacy goals, I’m here to help. https://connect.thrivent.com/joshua-theisen/ Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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Your tax bill doesn’t retire when you do. Understanding how each retirement account is taxed — traditional IRA, Roth IRA, 401(k), annuities, brokerage accounts — can make a meaningful difference in how long your savings lasts. We’ll walk through: • Which dollars to spend first to help manage your tax bracket. • How required minimum distributions (RMDs) may impact your income plan. • How Roth conversions could change future tax exposure. • And how taxes may affect what you’re able to leave to children or other beneficiaries — because legacy planning is financial planning, too. If you want clarity around how taxes interact with your retirement withdrawals and future legacy goals, I’m here to help. https://connect.thrivent.com/joshua-theisen/ Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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Your income powers everything—from mortgage payments to college dreams. Life insurance is a way to protect those dreams. We’ll right‑size coverage to your goals and budget. Let's start with a simple, no-pressure conversation: https://connect.thrivent.com/joshua-theisen/ See thrivent.com/social for important disclosures.

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Your income powers everything—from mortgage payments to college dreams. Life insurance is a way to protect those dreams. We’ll right‑size coverage to your goals and budget. Let's start with a simple, no-pressure conversation: https://connect.thrivent.com/joshua-theisen/ See thrivent.com/social for important disclosures.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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