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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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When should you get life insurance?

Not sure when you should get life insurance? Here are different factors to consider that will help you decide when to take the next step. ⬇️

For many people, life insurance doesn't seem necessary until they reach a certain age, get married, or have children. However, life insurance can be beneficial...

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Do you need life insurance? Questions to ask yourself & your family

Wondering how life insurance can benefit your loved ones when you’re gone? Here's a conversation guide to help you in planning for the unexpected. 👇 Together, we can make sure your family is covered for the future.

From vacations to college dreams, creating life plans with loved ones is one of the many joys in life. But when it comes to more sensitive topics, like...

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Can you check off any of these boxes? ✅ Loved ones depend on you for income ✅ Don’t want to pass large debts onto others ✅ Want to leave a legacy If you checked any of the boxes, you should consider how life insurance can help you protect what’s most important to you: https://bit.ly/47eNLJh

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Can you check off any of these boxes? ✅ Loved ones depend on you for income ✅ Don’t want to pass large debts onto others ✅ Want to leave a legacy If you checked any of the boxes, you should consider how life insurance can help you protect what’s most important to you: https://bit.ly/47eNLJh

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Some of the most important conversations are also the hardest to start.​ Talking about what would happen to your loved ones' finances if the unthinkable happened isn't easy. But making space for the conversation today can bring clarity and reassurance for the future.​ This resource offers thoughtful questions to start the conversation about life insurance with your family: https://bit.ly/4wHcwH8

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Some of the most important conversations are also the hardest to start.​ Talking about what would happen to your loved ones' finances if the unthinkable happened isn't easy. But making space for the conversation today can bring clarity and reassurance for the future.​ This resource offers thoughtful questions to start the conversation about life insurance with your family: https://bit.ly/4wHcwH8

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Did you know life insurance can do more than just provide a death benefit? It also can help you build wealth during your lifetime and help your family build generational wealth after you pass away. Learn more here: https://bit.ly/3zAzMyO

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Did you know life insurance can do more than just provide a death benefit? It also can help you build wealth during your lifetime and help your family build generational wealth after you pass away. Learn more here: https://bit.ly/3zAzMyO

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A few other truths about life insurance: - It can be more affordable than a lot of people think. - Your work policy probably isn’t enough on its own. - Some types offer other benefits and tax advantages. See thrivent.com/social for important disclosures.

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A few other truths about life insurance: - It can be more affordable than a lot of people think. - Your work policy probably isn’t enough on its own. - Some types offer other benefits and tax advantages. See thrivent.com/social for important disclosures.

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Week 33 - September - Do a pantry cleanout meal to save money and reduce waste Looking at this meal, there is a good chance it did not start with a detailed recipe or a special trip to the grocery store. It came together from ingredients that were already on hand. Before adding more to your cart, take a look at what is already in your pantry, refrigerator, and freezer. Challenge yourself to create a meal using foods you already have. Start with a quick inventory: 🍅 Check for produce that needs to be used soon 🍅 Look for canned goods, pasta, rice, or other pantry staples 🍅 Use proteins that have been sitting in the freezer 🍅 Get creative with leftovers and ingredients you might normally overlook A pantry cleanout meal can help reduce food waste, stretch your grocery budget, and remind you of all the food you already have available. As we head into the busy fall season with school schedules, sports, and activities filling up the calendar, this can be an easy way to save both time and money. Sometimes the best meal is not the one you planned. It is the one you create with what is already in front of you. ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 33 - September - Do a pantry cleanout meal to save money and reduce waste Looking at this meal, there is a good chance it did not start with a detailed recipe or a special trip to the grocery store. It came together from ingredients that were already on hand. Before adding more to your cart, take a look at what is already in your pantry, refrigerator, and freezer. Challenge yourself to create a meal using foods you already have. Start with a quick inventory: 🍅 Check for produce that needs to be used soon 🍅 Look for canned goods, pasta, rice, or other pantry staples 🍅 Use proteins that have been sitting in the freezer 🍅 Get creative with leftovers and ingredients you might normally overlook A pantry cleanout meal can help reduce food waste, stretch your grocery budget, and remind you of all the food you already have available. As we head into the busy fall season with school schedules, sports, and activities filling up the calendar, this can be an easy way to save both time and money. Sometimes the best meal is not the one you planned. It is the one you create with what is already in front of you. ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about. See thrivent.com/social for important disclosures.

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Have you thought about which assets are meant for living today and which ones you hope to pass on? Let’s connect to explore what each piece is supporting today and how it could show up for the people and causes you care about. See thrivent.com/social for important disclosures.

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Wealth transfer

You’ve worked hard to build a life you love—now it’s time to decide what your money is meant to do. How it’s set up today is already shaping what reaches the people and causes closest to your heart tomorrow. Take a closer look at your money, so it can support your life now and benefit those you care about.

Maximize your impact with a financial strategy that minimizes taxes.

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Week 33 - September - Negotiate a bill As summer winds down and the school year begins, many families are adjusting to new routines, schedules, and expenses. School supplies, sports registrations, after-school activities, and all the little costs that come with a new school year can add up quickly. That is why this week's habit focuses on finding savings in a place many people overlook. Negotiate a bill. It may not sound exciting, but one phone call could potentially lower a monthly expense and free up money for the things that matter most. Consider reviewing: 🐎 Your cell phone plan 🐎 Internet or cable service 🐎 Streaming subscriptions 🐎 Insurance policies 🐎 Memberships you are not fully using Many companies have promotions, loyalty discounts, or lower-cost options available, but they rarely advertise them. Sometimes all it takes is asking. As a new school year begins, a few small financial adjustments can help create more room for the experiences, memories, and priorities that matter most to your family. One call. A few questions. Potential savings all year long. ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 33 - September - Negotiate a bill As summer winds down and the school year begins, many families are adjusting to new routines, schedules, and expenses. School supplies, sports registrations, after-school activities, and all the little costs that come with a new school year can add up quickly. That is why this week's habit focuses on finding savings in a place many people overlook. Negotiate a bill. It may not sound exciting, but one phone call could potentially lower a monthly expense and free up money for the things that matter most. Consider reviewing: 🐎 Your cell phone plan 🐎 Internet or cable service 🐎 Streaming subscriptions 🐎 Insurance policies 🐎 Memberships you are not fully using Many companies have promotions, loyalty discounts, or lower-cost options available, but they rarely advertise them. Sometimes all it takes is asking. As a new school year begins, a few small financial adjustments can help create more room for the experiences, memories, and priorities that matter most to your family. One call. A few questions. Potential savings all year long. ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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