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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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Week 8 - February - Downsize your spending. It's easy to get overwhelmed when trying to downsize your budget. Where do you start and what gets cut? Start simple by cutting down 10% on one of your expenses. Think about buying coffee. Can you go down to two days a week? Maybe three? Start with one and see how it goes! ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 8 - February - Downsize your spending. It's easy to get overwhelmed when trying to downsize your budget. Where do you start and what gets cut? Start simple by cutting down 10% on one of your expenses. Think about buying coffee. Can you go down to two days a week? Maybe three? Start with one and see how it goes! ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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A few weeks ago, I had the pleasure of attending this year's Thrivent Business Development Conference and, holy cow, was it inspiring! I met so many amazing people and sat through some enlightening talks. Here are some of the top things that stuck with me: ✅ There's a difference between being ready and being prepared. Always strive to be prepared. ✅ Be unwavering in your mission, vision, and values. This will allow you to adapt your ways and means in life. ✅ Be human! Strive for genuine connections. Learn how to learn. ✅ Do one more thing, one more time (especially the more difficult things). If you could pick one of these lessons to apply immediately, what would it be? Why? ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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A few weeks ago, I had the pleasure of attending this year's Thrivent Business Development Conference and, holy cow, was it inspiring! I met so many amazing people and sat through some enlightening talks. Here are some of the top things that stuck with me: ✅ There's a difference between being ready and being prepared. Always strive to be prepared. ✅ Be unwavering in your mission, vision, and values. This will allow you to adapt your ways and means in life. ✅ Be human! Strive for genuine connections. Learn how to learn. ✅ Do one more thing, one more time (especially the more difficult things). If you could pick one of these lessons to apply immediately, what would it be? Why? ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 7 - February - Automate your life! One of the most useful things you can do to help build your safety net is to set up an auto-transfer. It seems so simple, but it frees your mind up to thing about all the others important things in your life, like being with family. Many of you auto-pay your bills so why not auto-pay yourself? ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 7 - February - Automate your life! One of the most useful things you can do to help build your safety net is to set up an auto-transfer. It seems so simple, but it frees your mind up to thing about all the others important things in your life, like being with family. Many of you auto-pay your bills so why not auto-pay yourself? ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Week 6 - February - Build a Saving Habit! On average, it can take up to 66 days of repeating something for it to become a habit and another 66 days to break a habit if we are intentional. This week I challenge you to stop spending money on those cute lattes and start saving that money to create a habit. You can do this! It's only 66 days! ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 6 - February - Build a Saving Habit! On average, it can take up to 66 days of repeating something for it to become a habit and another 66 days to break a habit if we are intentional. This week I challenge you to stop spending money on those cute lattes and start saving that money to create a habit. You can do this! It's only 66 days! ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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The cost of cash: Where to invest when interest rates shift

Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.

Keeping too much cash on hand can hurt your portfolio. Discover tips to help optimize returns when rates fluctuate. Contact a financial...

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Week 5 - February - Build Your Safety Net! There are so many things I can say about this picture but let's talk about it with respect to emergency funds. Checking in with your fund regularly is super important. Life changes can necessitate needing more in your fund than you had previously. Maybe you have a child that has taken up a new hobby (maybe you took up a new hobby). Either way you want to have enough in there to cover the unexpected. Check in with your fund this week. If you don't have one, open one! You can do it with small intentional steps. ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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Week 5 - February - Build Your Safety Net! There are so many things I can say about this picture but let's talk about it with respect to emergency funds. Checking in with your fund regularly is super important. Life changes can necessitate needing more in your fund than you had previously. Maybe you have a child that has taken up a new hobby (maybe you took up a new hobby). Either way you want to have enough in there to cover the unexpected. Check in with your fund this week. If you don't have one, open one! You can do it with small intentional steps. ⬇️ Hi, I'm Vanessa. I'm a Marine Veteran and a Thrivent Advisor. I help individuals at every stage of life define and achieve their goals, whether they're just starting their financial journey or preparing for retirement. The more we understand our objectives and align them with our values, the stronger we become as partners, parents, business owners, leaders, and neighbors. See thrivent.com/social for important disclosure information.

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When you’re juggling big priorities—saving for a home, paying down debt or supporting a growing family—investing is easy to push to the bottom of the list. But here’s why it deserves your attention. 👇 Even small, steady contributions can grow meaningfully over time thanks to compound growth. The earlier you begin and the more consistent you are, the greater your long-term potential. Learn more: https://bit.ly/4aS7iRG

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When you’re juggling big priorities—saving for a home, paying down debt or supporting a growing family—investing is easy to push to the bottom of the list. But here’s why it deserves your attention. 👇 Even small, steady contributions can grow meaningfully over time thanks to compound growth. The earlier you begin and the more consistent you are, the greater your long-term potential. Learn more: https://bit.ly/4aS7iRG

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Ever feel like investing is its own language? You’re not alone. If you’ve ever nodded along at words like “ETF” or “dollar-cost averaging” without really knowing what they meant, this guide is for you. Get the basics of investing explained simply—no jargon required. ➡️ https://bit.ly/49t3WCi

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Ever feel like investing is its own language? You’re not alone. If you’ve ever nodded along at words like “ETF” or “dollar-cost averaging” without really knowing what they meant, this guide is for you. Get the basics of investing explained simply—no jargon required. ➡️ https://bit.ly/49t3WCi

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How to handle market volatility

Whatever happens with the market, there are steps you can take that may help to mitigate the effects of volatility.

Plan for how you will handle market volatility with your investments.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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