About TJ Harkins

My career as a financial advisor is rooted in a deep desire to help others faithfully steward what the Lord has entrusted to them. Guided by my Christian faith and a commitment to integrity, I began my work with Thrivent in 2025, where I am grateful to serve individuals and families through personalized, values‑based financial guidance.


I believe strong financial planning starts with strong relationships. My goal is to provide elite service and genuine care to every individual and family I work with. Because I believe one Man demonstrated the ultimate example of sacrificial love, I strive to extend that same compassion, integrity, and commitment to others in my work each day.


My wife, Morghan, and I enjoy active involvement in our church and local community. 2026 is bringing exciting changes as we have relocated to Grand Rapids, Michigan, along with our baby expected in November and our Golden Retriever, Maverick. I will continue to be supported by the experienced and dedicated WhiteOak Financial Group that shares my commitment to personalized service, thoughtful retirement planning, and protecting and growing our clients’ assets.


I feel truly blessed to walk alongside people at all stages of life, helping them bring clarity and confidence to their financial decisions. I believe that every individual and family needs a financial plan—regardless of asset level. Comprehensive planning allows people to fully use what they’ve been given, whether that involves protecting income, growing assets, minimizing taxes, planning for legacy and estate needs, or intentionally building generosity into their lives.


Believing that individuals, families, and communities thrive best when decisions are guided by purpose, integrity, and a well‑designed plan, I’m here to help you do just that.


Check out our Summer 2026 WhiteOak Financial Group Connections newsletter by clicking HERE!

Specializations

I specialize in the following areas:

  • Investments
  • Life insurance
  • Retirement planning

Giving Back

I support these charities and causes:

  • The Salt Company
  • Mission trips
  • Meals from the Heartland
  • Veritas Santa Barbara Church plant
  • Missionaries in Thailand, Taiwan, and Spain

Education and Experience

  • FINRA Series 7 General Securities Representative
  • FINRA Series 66 Uniform Combined State Law
  • Securities Industry Essentials
  • Bachelor's degree in finance from the University of Iowa

Meet My Team

WhiteOak Financial Group

WhiteOak Financial Group

Title

Team Practice

Website
https://connect.thrivent.com/whiteoak-financial-group