About Stephen Miller
Growing up I enjoyed watching my father create long-lasting relationships with his clients as their financial professional and was thrilled to begin working with Thrivent in 2011 so I too could do the same. Being wise with money is a lifelong journey that’s uniquely yours--one that I will not take lightly. Every day I wake excited to provide financial guidance to Christians in the greater Pasco area including Land O Lakes, Lutz, Trinity and Wesley Chapel areas.
Outside of work, I am blessed to enjoy life with my high school sweetheart and four children. Our time together usually involves a college game day, school event or an outdoor adventure, but no matter, it is sure to involve lots of laughter and chatter! Another highlight of our lives is being part of North Pointe Church and serving others across the street and around the world, including serving at a children's home in the Dominican Republic.
Giving Back Locally and Around the World
- Colibri Children's Home volunteer, financial, and prayer partner since 2010
- Financial and Prayer Partner for Oasis Pregnancy Care Center since 2010
- Habitat for Humanity Build participant, Nicaragua and Romania
- Facilitate Serve Days in our community for members to utilize their Thrivent Action Teams
- Elder, North Pointe Church
Education & Accomplishments
- Certified Financial Planner®
- Certified Kingdom Advisor®
- FINRA Series 7 General Securities Representative
- FINRA Series 66 Uniform Combined State Law
- Life & Health Insurance Licenses
- Bachelor of Science, Florida State University
How We are Different
Gaining financial clarity can help you make smart choices and stay on track as you work toward your goals. Our Land O Lakes office believes these five principles can help you manage your money with confidence and purpose.
5 Principles to Help You Gain Financial Clarity
1. Know what your “enough” is.
2. Invest to reach your goals, not to chase a return.
3. Be tax efficient.
4. Life happens, so have a financial plan in place.
5. Be generous!
A Different Financial Company
SmartVestor Pro
I am a Ramsey SmartVestor Pro and am honored to be part of their network of financial professionals in my local area. The SmartVestor program connects consumers with financial professionals in their area. To join the SmartVestor program, financial professionals must meet the SmartVestor program requirements, and pay an enrollment fee that depends on the area served, plus a fixed monthly fee.
SmartVestor™ is an advertising and referral service for investment professionals (“Pros”) operated by The Lampo Group, LLC d/b/a Ramsey Solutions® ("RS"). Thrivent financial advisor, Stephen Miller (“Advisor”) has entered into an agreement with RS under which Advisor pays RS a one-time training fee of $3,000, a flat monthly membership fee of $400, and a flat monthly territory fee of $900 to advertise Advisor’s services through SmartVestor and to receive client referrals from interested consumers who are located in Advisor’s geographic region.
Because of the arrangement described above, RS has an incentive to recommend Pros that are a part of the SmartVestor program. This incentive creates a material conflict of interest for RS, which you should be aware of and carefully consider in connection with your discussions with RS and Advisor.
The fees paid by Advisor to RS are paid irrespective of whether you become a client of Advisor and are not passed along to you. However, you should understand that all Pros that are available through SmartVestor pay RS fees to participate in the program. Further, the amount of compensation each Pro pays to RS will vary based on certain factors, including whether the Pros choose to advertise in local or national markets. RS has a financial incentive to present certain Pros that offer their services on a national basis ("National Pros") more often than other National Pros that pay lower fees.
It is up to you to interview Advisor and decide whether you want to hire them. RS introduces you to Pros that cover your geographic area based on your zip code. Neither RS nor its affiliates provide investment advice or recommendations as to the selection or retention of any Pro, nor does RS evaluate whether any particular Pro is appropriate for you based on your investment objectives, financial situation, investment needs, or other individual circumstances. RS does not warrant any services of Advisor or any SmartVestor Pro and makes no claim or promise of any result or success by retaining Advisor. Your use of SmartVestor, including the decision to retain the services of Advisor, is at your sole discretion and risk. Advisor has completed Ramsey Pro Training and signed an RS Code of Conduct under which they have agreed to certain general investment principles, such as eliminating debt and investing for the longer-term, but RS does not monitor or control the investment advisory services provided.
Neither Ramsey Solutions nor the SmartVestor program are affiliated with or endorsed by Thrivent. Views are theirs and not necessarily those of Thrivent or its affiliates.
Meet My Team
Advocate Wealth Advisors
- Title
Team Practice
- Website
- https://connect.thrivent.com/advocate-wealth-advisors
Sally Miller
As a former educator and mom to four, Sally is proficient in multi-tasking! She is pivotal in our office's commitment to providing our clients with remarkable service and one-on-one attention. She and Steve make a great team in the office and out, as they are celebrating 26 years of marriage.
- Title
Licensed Office Manager
- Location
Land O Lakes
Jude Tossona
Jude joins us as an office professional, supporting our advisors and connecting with clients like you. If you haven’t had the chance to meet her yet, you likely will soon—and we’re confident you’ll enjoy working with her. Outside of the office, Jude and her husband, Ryan, stay busy with their two young children, Vincent and Victoria. As a family, they love spending time outdoors and are active members of North Pointe Church.
- Title
Office Professional
- Location
Land O Lakes