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We are beyond grateful for our amazing members and the difference you made in our communities this year! 🎉💙 Thank you for showing up, serving others, and proving that when we come together, incredible things happen. This impact belongs to YOU! See thrivent.com/social for additional disclosures. #ThankYouMembers #ActionTeams #CommunityChampions #GivingBackTogether #MakingADifference #ProudToServe #ImpactWithHeart #StrongerCommunities

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We are beyond grateful for our amazing members and the difference you made in our communities this year! 🎉💙 Thank you for showing up, serving others, and proving that when we come together, incredible things happen. This impact belongs to YOU! See thrivent.com/social for additional disclosures. #ThankYouMembers #ActionTeams #CommunityChampions #GivingBackTogether #MakingADifference #ProudToServe #ImpactWithHeart #StrongerCommunities

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Most people don’t want complicated — they just want to make good decisions with the money they have and enjoy life with friends and family. 💛 With tax-efficient planning, you can continue doing what matters most: traveling, growing, giving back, and living a retirement aligned with your values. See thrivent.com/social for additional disclosures. Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice. #TaxEfficientPlanning #RetirementPlanning #FinancialWellbeing #ValuesBasedPlanning #SmartMoneyMoves #FutureFocused #EnjoyLife #FinancialConfidence #PurposeDriven

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Most people don’t want complicated — they just want to make good decisions with the money they have and enjoy life with friends and family. 💛 With tax-efficient planning, you can continue doing what matters most: traveling, growing, giving back, and living a retirement aligned with your values. See thrivent.com/social for additional disclosures. Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice. #TaxEfficientPlanning #RetirementPlanning #FinancialWellbeing #ValuesBasedPlanning #SmartMoneyMoves #FutureFocused #EnjoyLife #FinancialConfidence #PurposeDriven

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Now is a great time to connect and get another set of eyes on your return. For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

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Now is a great time to connect and get another set of eyes on your return. For disclosure information, see thrivent.com/social While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.

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Every day I work hard to help my clients are prepared for whatever life throws their way. 📲(920) 646-3017 https://bit.ly/4qSWpEC #aboutme #meettheteam #HolisticPlanning #FinancialClarity For disclosure information, see thrivent.com/social.

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Every day I work hard to help my clients are prepared for whatever life throws their way. 📲(920) 646-3017 https://bit.ly/4qSWpEC #aboutme #meettheteam #HolisticPlanning #FinancialClarity For disclosure information, see thrivent.com/social.

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Retirement isn’t one chapter—it’s a journey with changing needs over time. Working with our team means having a strategy designed for today, tomorrow, and the years ahead—helping you feel prepared no matter what retirement brings. 📲(920) 646-3017 https://bit.ly/4qSWpEC #RetirementReady #FinancialPlanning #LongTermPlanning #IncomeInRetirement For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Retirement isn’t one chapter—it’s a journey with changing needs over time. Working with our team means having a strategy designed for today, tomorrow, and the years ahead—helping you feel prepared no matter what retirement brings. 📲(920) 646-3017 https://bit.ly/4qSWpEC #RetirementReady #FinancialPlanning #LongTermPlanning #IncomeInRetirement For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Many retirement plans look solid on paper—but have they been tested against real-life scenarios? Market changes, healthcare costs, inflation, and longevity can all impact your retirement income. Stress testing your plan helps identify gaps, strengths, and opportunities—so you can move forward with confidence. Let’s take a closer look together. 📲(920) 646-3017 https://bit.ly/4qSWpEC #HolisticPlanning #FinancialClarity For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #RetirementPlanning #StressTestYourPlan #FinancialConfidence #RetirementReady #FinancialAdvisor #FutureFocused

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Many retirement plans look solid on paper—but have they been tested against real-life scenarios? Market changes, healthcare costs, inflation, and longevity can all impact your retirement income. Stress testing your plan helps identify gaps, strengths, and opportunities—so you can move forward with confidence. Let’s take a closer look together. 📲(920) 646-3017 https://bit.ly/4qSWpEC #HolisticPlanning #FinancialClarity For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. #RetirementPlanning #StressTestYourPlan #FinancialConfidence #RetirementReady #FinancialAdvisor #FutureFocused

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I am looking forward to the chance to discover more about you! 📲(920) 646-3017 https://bit.ly/4qSWpEC #aboutme For disclosure information, see thrivent.com/social.

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I am looking forward to the chance to discover more about you! 📲(920) 646-3017 https://bit.ly/4qSWpEC #aboutme For disclosure information, see thrivent.com/social.

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We can work together to get ready for anything that life throws at you. 📲(920) 646-3017 https://bit.ly/4qSWpEC #HolisticPlanning #FinancialClarity For disclosure information, see thrivent.com/social.

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We can work together to get ready for anything that life throws at you. 📲(920) 646-3017 https://bit.ly/4qSWpEC #HolisticPlanning #FinancialClarity For disclosure information, see thrivent.com/social.

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With people living longer than ever, creating income that lasts throughout retirement is more important than ever. Annuities may be worth considering if you: -Want guaranteed income for life or a set period - Prefer predictable payments over market ups and downs -Are looking to reduce financial uncertainty in retirement There’s no single “right” answer — but understanding your options helps you make informed decisions that align with your goals and values. Let’s talk about what retirement income confidence looks like for you. #RetirementConfidence #IncomePlanning #Annuities #FinancialWellbeing For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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With people living longer than ever, creating income that lasts throughout retirement is more important than ever. Annuities may be worth considering if you: -Want guaranteed income for life or a set period - Prefer predictable payments over market ups and downs -Are looking to reduce financial uncertainty in retirement There’s no single “right” answer — but understanding your options helps you make informed decisions that align with your goals and values. Let’s talk about what retirement income confidence looks like for you. #RetirementConfidence #IncomePlanning #Annuities #FinancialWellbeing For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.

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A fresh perspective can reveal: ✅ Missed tax advantages ✅ Overlooked income opportunities ✅ Better alignment between your goals and your money If you’ve been wondering whether your current strategy is truly working for you, it might be time for a second look. We help clients uncover new possibilities in their planning—so every decision moves them closer to confidence. 📅 Let’s review your plan and make sure you’re not leaving any opportunities on the table. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional #FinancialPlanning #RetirementPlanning #FinancialConfidence

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A fresh perspective can reveal: ✅ Missed tax advantages ✅ Overlooked income opportunities ✅ Better alignment between your goals and your money If you’ve been wondering whether your current strategy is truly working for you, it might be time for a second look. We help clients uncover new possibilities in their planning—so every decision moves them closer to confidence. 📅 Let’s review your plan and make sure you’re not leaving any opportunities on the table. For disclosure information, see thrivent.com/social. Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional #FinancialPlanning #RetirementPlanning #FinancialConfidence

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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