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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Looking to build a new career and new relationships? When you join Thrivent’s Virtual Advice Team as a virtual financial advisor, you can do both while helping clients across the country pursue their financial goals. See how this role can be a starting point for a successful financial professional career: thriventcareers.com/4qbKQH6

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Looking to build a new career and new relationships? When you join Thrivent’s Virtual Advice Team as a virtual financial advisor, you can do both while helping clients across the country pursue their financial goals. See how this role can be a starting point for a successful financial professional career: thriventcareers.com/4qbKQH6

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The cost of cash: Where to invest when interest rates shift

Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.

Keeping too much cash on hand can hurt your portfolio. Discover tips to help optimize returns when rates fluctuate. Contact a financial...

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Join a company with a proven track record—and set one of your own. Start your financial advisor journey with Thrivent's Virtual Advice Team to grow your skills and build confidence while supporting clients across the US. Learn more about how this role can be your catalyst for a rewarding financial professional career 👉 thriventcareers.com/4a4vv52

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Join a company with a proven track record—and set one of your own. Start your financial advisor journey with Thrivent's Virtual Advice Team to grow your skills and build confidence while supporting clients across the US. Learn more about how this role can be your catalyst for a rewarding financial professional career 👉 thriventcareers.com/4a4vv52

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Grow your career at Thrivent, where purpose is built into the work. As a financial advisor, you’ll help your clients pursue their goals, protect what matters most and create meaningful change in their lives. Learn more 👉 thriventcareers.com/4aNWxzQ

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Grow your career at Thrivent, where purpose is built into the work. As a financial advisor, you’ll help your clients pursue their goals, protect what matters most and create meaningful change in their lives. Learn more 👉 thriventcareers.com/4aNWxzQ

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Ready to explore a new career path? Thrivent is hiring financial advisors on our Virtual Advice Team. It's an excellent entry point into a long-term career. You'll reengage existing clients, building meaningful relationships and gain hands-on experience in a structured, highly supportive environment. Find out more: thriventcareers.com/4pnwjI1

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Ready to explore a new career path? Thrivent is hiring financial advisors on our Virtual Advice Team. It's an excellent entry point into a long-term career. You'll reengage existing clients, building meaningful relationships and gain hands-on experience in a structured, highly supportive environment. Find out more: thriventcareers.com/4pnwjI1

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Building an investment portfolio for the first time? Before jumping in, take time to nail down your goals, your timeline and how comfortable you are with risk. 👉 Getting clarity on these basics helps you make more intentional choices—and can lead to stronger long-term outcomes. If you’d like help understanding your risk tolerance or building a strategy around it, let’s discuss. See thrivent.com/social for important disclosures.

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Building an investment portfolio for the first time? Before jumping in, take time to nail down your goals, your timeline and how comfortable you are with risk. 👉 Getting clarity on these basics helps you make more intentional choices—and can lead to stronger long-term outcomes. If you’d like help understanding your risk tolerance or building a strategy around it, let’s discuss. See thrivent.com/social for important disclosures.

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Looking for a role with impact and growth? Join Thrivent’s Virtual Advice team. As a Virtual Advisor, you’ll grow your skills and build confidence by supporting clients across the US. You’ll work with them virtually, helping them refine their financial strategies and pursue long-term goals. And you won’t do it alone—you’ll have the support of a collaborative team, modern tools and a proven process that sets you up for success. Explore our openings: thriventcareers.com/4q9g2HH

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Looking for a role with impact and growth? Join Thrivent’s Virtual Advice team. As a Virtual Advisor, you’ll grow your skills and build confidence by supporting clients across the US. You’ll work with them virtually, helping them refine their financial strategies and pursue long-term goals. And you won’t do it alone—you’ll have the support of a collaborative team, modern tools and a proven process that sets you up for success. Explore our openings: thriventcareers.com/4q9g2HH

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Ready for a meaningful career shift? Consider becoming a financial advisor at Thrivent. Starting out on our Virtual Advice Team, you’ll enjoy predictable pay, comprehensive benefits and the training you need to build a successful career. It’s a powerful entry point into financial advising with stability today and growth potential for tomorrow. Start your journey: thriventcareers.com/3KCOPxD

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Ready for a meaningful career shift? Consider becoming a financial advisor at Thrivent. Starting out on our Virtual Advice Team, you’ll enjoy predictable pay, comprehensive benefits and the training you need to build a successful career. It’s a powerful entry point into financial advising with stability today and growth potential for tomorrow. Start your journey: thriventcareers.com/3KCOPxD

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Thrivent is growing. If you're looking for a financial advisor role where success is measured in the lives you impact, not just the numbers you hit, you may be a great fit. Starting out on our Virtual Advice Team, you’ll work with existing clients and receive structured coaching. You’ll enjoy a stable income with a salary and incentive structure while building the skills you need to grow your career with confidence. Learn more: thriventcareers.com/48Sn4KA

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Thrivent is growing. If you're looking for a financial advisor role where success is measured in the lives you impact, not just the numbers you hit, you may be a great fit. Starting out on our Virtual Advice Team, you’ll work with existing clients and receive structured coaching. You’ll enjoy a stable income with a salary and incentive structure while building the skills you need to grow your career with confidence. Learn more: thriventcareers.com/48Sn4KA

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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