Justin Petty
Associate
State(s) Licensed: CO, IN, MO, NV, OH, PA, TN
Phone: 440-664-2226
Address:
9930 Johnnycake Ridge Rd. 5C Johnnycake Commons
Concord, OH 44060
State(s) Licensed: CO, IN, MO, NV, OH, PA, TN
Let's put your plans in motion
You may be asking yourself, do I need to work with an advisor? Or I have someone looking at my investments, why would I need to change things?
Here are a couple of stories of how we are our clients advocates, sharing responsibilities, staying on top of changes, and freeing them up to do other things.
- A high-earning professional came to us feeling financially successful — but mentally overwhelmed. They didn’t need more information; they needed a plan and a team to run it. We helped them outsource the moving parts: organizing priorities, implementing the strategy, and staying on top of market and tax-law changes so the plan stays current. Instead of reacting to every headline, they now get proactive updates and clear next steps — and more time back for family, health, and life.
- A client came in feeling like their doing ‘all the right things’—good income, solid retirement savings—but no real plan tying it all together. We started with a full financial plan first, not product. That uncovered a few tax-efficiency opportunities they’d never been shown—especially around when Roth conversions might make sense as part of a broader retirement strategy. Then we coordinated with their CPA so everyone was aligned, and we didn’t miss any planning windows. The result was a clearer roadmap and a strategy they could actually follow.
- There was a couple who had done a great job saving—sizeable nest egg in retirement accounts—but they kept asking, ‘Are we going to get crushed by taxes later?’ So we zoomed out and modeled what could drive taxes higher down the road—things like required minimum distributions (RMDs) and the way retirement income stacks over time. Then we built a strategy to diffuse that future tax hit: creating more flexibility in their ‘tax buckets,’ and mapping out when a series of smaller, strategic steps make sense—especially in lower-income years—so they’re not forced into bigger taxable withdrawals later. And because tax rules and life change, we revisit the plan and our conclusions regularly and adjust along the way.
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Locations
Concord Office
- Phone:
- 440-664-2226
Hours
M – F: 9 a.m. – 5 p.m.
Willoughby Hills Office
Hours
M – F: 9 a.m. – 5 p.m.