
About Me
I have been helping individuals and families build financial confidence as a Financial Consultant with Thrivent since 2021. After earning my degree in Finance from Minnesota State University Moorhead (MSUM), I began my career in Fargo, North Dakota. My passion for helping others was inspired by my grandparents, who were always looking for ways to support the people around them. Their example taught me the importance of serving others, and it continues to influence the way I work with clients today.
I've earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, one of the most respected credentials in the financial planning profession. While I'm proud of that accomplishment, I believe the best advisors never stop learning. I remain committed to ongoing education and professional development so I can continue bringing new insights, strategies, and thoughtful guidance to the families I serve. My goal is to build financial plans that evolve alongside my clients' lives, goals, and priorities.
I am proud to be part of Thrivent because its mission aligns closely with my own values. As a membership-owned organization, Thrivent is focused on serving clients rather than answering to Wall Street. That allows us to help people make financial decisions that reflect not only their goals, but also their values and priorities.
My wife, Carly, and I live in Otsego, Minnesota, with our dog, Hazel. Carly is a pharmacist at Children's Minnesota. When I'm not working with clients, you'll likely find me tackling a home improvement project, spending time with family and friends, or enjoying a round of golf.
I support the following charities and organizations.
Meet My Team

Crown Wealth Advisors
At Crown Wealth Advisors, our mission is to assist families with retirement and business planning. Think of us as your CFO, partnering with you through a collaborative approach to help achieve your goals.
Founded in 2021 by Tim Gamrath and Josh Beck, Crown Wealth Advisors brings over 50 years of combined experience to the table. Tim and Josh have been partners for more than two decades, helping thousands of individuals achieve financial clarity. Our mission is to provide an exceptional client experience through holistic planning.
- Title
Team Practice
- Website
- https://connect.thrivent.com/crown-wealth-advisors
- Phone
- 763-633-5300

Tim Gamrath
Tim Gamrath has been a Financial Consultant with Thrivent since 1991, specializing in solutions for small businesses and personal retirement planning, both in the accumulation and distribution phases. What sets Tim apart is his commitment to helping clients be wise and tax-efficient with their money.
Tim has been married to his wife, Kristin, for 35 years. They are proud parents of three adult children—Courtney, Cade, and Carly Jo—and grandparents to three little ones. Tim is an active member of St. Paul’s Lutheran Church in Osseo, MN. In his free time, he enjoys gardening, fishing, barbecuing, and spending time with his family. Recently, Tim and Kristin purchased a cabin near Nisswa, MN, which will be a cherished retreat for family and friends for years to come.
Education & Accomplishments
- Bachelors in Agricultural Economics and Finance Montana State University, Bozeman, MT
- Life & Health Insurance License
- FINRA Series 66 Uniform Combined State Law
- FINRA Series 7 General Securities Representative
- Title
Financial Consultant
- Phone
- 763-633-5300

Josh Beck
Josh Beck has been a Financial Advisor with Thrivent since 2001, specializing in retirement planning. He graduated from Concordia University in St. Paul, MN, with a degree in finance, aiming to provide comprehensive financial advice. Josh remains active in the financial services industry as a member of the National Association of Insurance and Financial Advisors (NAIFA), where he has served in various roles, as well as being a member of Kingdom Advisors and the Financial Planning Association (FPA).
Josh and his wife, Leah, have three daughters. They are members of Family of Christ in Ham Lake, where Josh is involved in the music program, playing drums. He also volunteers at Spectrum High School. In his free time, Josh enjoys spending time with his family, traveling, and supporting his daughters in their sports activities.
Education & Accomplishments
- FINRA Series 6,7,63, and 66 licenses
- 5 Star Wealth Manager (More information about the Five Star Wealth Manager Award can be found at https://www.fivestarprofessional.com/public/wmresearch)
- Member - Kingdom Advisors
- Member - NAIFA (National Association of Insurance and Financial Advisors)
- Title
Financial Advisor
- Phone
- 763-633-5300
