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What do I do on Fridays since the office is closed? - I study and complete ongoing CE requirements. - I catch up on client work and work on business planning like workshops and client service models. And sometimes - I spend 2.5 hours with a dear friend. We spent most of the time talking about our kids, preparing for the next phases of their lives, and comparing stories about how to run businesses. We also managed (for the eighth year in a row) to plan a full week of Teacher Appreciation. That’s what I call productive! For additional disclosures, see Thrivent.com/social

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What do I do on Fridays since the office is closed? - I study and complete ongoing CE requirements. - I catch up on client work and work on business planning like workshops and client service models. And sometimes - I spend 2.5 hours with a dear friend. We spent most of the time talking about our kids, preparing for the next phases of their lives, and comparing stories about how to run businesses. We also managed (for the eighth year in a row) to plan a full week of Teacher Appreciation. That’s what I call productive! For additional disclosures, see Thrivent.com/social

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Growth in knowledge leads to better guidance. Continuing my education helps me stay sharp, stay current, and provide the strongest recommendations for the people who rely on us for their plans. See thrivent.com/social for additional disclosures. #InvestInYourFuture #ContinuousImprovement #FinancialAdvisorLife #ClientFocused #ProfessionalGrowth #PlanSmart

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Growth in knowledge leads to better guidance. Continuing my education helps me stay sharp, stay current, and provide the strongest recommendations for the people who rely on us for their plans. See thrivent.com/social for additional disclosures. #InvestInYourFuture #ContinuousImprovement #FinancialAdvisorLife #ClientFocused #ProfessionalGrowth #PlanSmart

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Looking forward to another girls’ day out 💕✨ Love spending time with my amazing mom, Elaine, who’s also on my team, and my sister Keri — nothing beats a day full of laughter and family! 💖 Family + teamwork + fun = the perfect combo. See thrivent.com/social for additional disclosures. #GirlsDay #FamilyTime #TeamAndFamily #MomAndMe #SisterLove #WorkAndPlay #MakingMemories #FamilyFirst #FunWithTheFam

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Looking forward to another girls’ day out 💕✨ Love spending time with my amazing mom, Elaine, who’s also on my team, and my sister Keri — nothing beats a day full of laughter and family! 💖 Family + teamwork + fun = the perfect combo. See thrivent.com/social for additional disclosures. #GirlsDay #FamilyTime #TeamAndFamily #MomAndMe #SisterLove #WorkAndPlay #MakingMemories #FamilyFirst #FunWithTheFam

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Our team is ready to help you discover more possibilities, uncover new opportunities, and build a strategy that supports where you want to go next. The future has options… and we love helping you see them. ✨ See thrivent.com/social for additional disclosures. #FutureFocused #MorePossibilities #FinancialPlanningMadeSimple #PrepareToday #SmartMoneyMoves #PlanWithPurpose #TeamYouCanTrust #NextLevelPlanning #LongTermGoals

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Our team is ready to help you discover more possibilities, uncover new opportunities, and build a strategy that supports where you want to go next. The future has options… and we love helping you see them. ✨ See thrivent.com/social for additional disclosures. #FutureFocused #MorePossibilities #FinancialPlanningMadeSimple #PrepareToday #SmartMoneyMoves #PlanWithPurpose #TeamYouCanTrust #NextLevelPlanning #LongTermGoals

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Big news — I just added Colorado to the list of states I’m licensed in! 🎉 We’ve been hosting Family Finance Meetings with clients and their adult children to help everyone understand what to expect and start important money conversations. These meetings are also inspiring the next generation to take charge of their own finances — which is why we’re expanding into more states. Helping families plan together is quickly becoming one of our favorite things to do. 💛 See thrivent.com/social for additional disclosures. #LicensedInColorado #FamilyFinance #NextGenPlanning #FinancialConfidence #FinancialPlanning #GenerationalWealth #MoneyMatters #FutureFocused

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Big news — I just added Colorado to the list of states I’m licensed in! 🎉 We’ve been hosting Family Finance Meetings with clients and their adult children to help everyone understand what to expect and start important money conversations. These meetings are also inspiring the next generation to take charge of their own finances — which is why we’re expanding into more states. Helping families plan together is quickly becoming one of our favorite things to do. 💛 See thrivent.com/social for additional disclosures. #LicensedInColorado #FamilyFinance #NextGenPlanning #FinancialConfidence #FinancialPlanning #GenerationalWealth #MoneyMatters #FutureFocused

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️ See thrivent.com/social for important disclosures.

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Thoughtful strategies—like where you save, when you withdraw, and how your income is taxed—can make a meaningful difference over time. Planning ahead isn’t about avoiding taxes; it’s about creating more options and confidence for the future. Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice. See thrivent.com/social for additional disclosures. #TaxStrategy #SmartPlanning #FinancialAdvisor #HolisticPlanning #TaxEfficiency #WealthPlanning #StrategicThinking #TaxPlanning #FinancialFlexibility #SmartStrategies #WealthPlanning #FutureFocused #FinancialAdvisor #LongTermGoals

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Thoughtful strategies—like where you save, when you withdraw, and how your income is taxed—can make a meaningful difference over time. Planning ahead isn’t about avoiding taxes; it’s about creating more options and confidence for the future. Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice. See thrivent.com/social for additional disclosures. #TaxStrategy #SmartPlanning #FinancialAdvisor #HolisticPlanning #TaxEfficiency #WealthPlanning #StrategicThinking #TaxPlanning #FinancialFlexibility #SmartStrategies #WealthPlanning #FutureFocused #FinancialAdvisor #LongTermGoals

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Our Syracuse office gives us a strong connection to small-town roots, while our Omaha office allows us to serve clients in a larger metro area. Together, these locations help us stay accessible, connected, and committed to meeting clients where they are—both geographically and financially. No matter which office you visit, you’ll find the same dedicated team and the same focus on helping you move forward with confidence. https://connect.thrivent.com/crystal-neihoff See thrivent.com/social for additional disclosures. #TwoOffices #HereForYou #CommunityFocused #SyracuseNE #OmahaNE #LocalService #ClientFirst #FinancialPlanning #StrongerTogether

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Our Syracuse office gives us a strong connection to small-town roots, while our Omaha office allows us to serve clients in a larger metro area. Together, these locations help us stay accessible, connected, and committed to meeting clients where they are—both geographically and financially. No matter which office you visit, you’ll find the same dedicated team and the same focus on helping you move forward with confidence. https://connect.thrivent.com/crystal-neihoff See thrivent.com/social for additional disclosures. #TwoOffices #HereForYou #CommunityFocused #SyracuseNE #OmahaNE #LocalService #ClientFirst #FinancialPlanning #StrongerTogether

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Today was a full-heart kind of day 💗✨ We’ve been building a community for a group of young widows (our youngest is just 29), and this was our second gathering together. Our first event was last summer with a small bus trip to Weston for a day of education with Thrivent, lunch, and lots of meaningful conversation. Today, we gathered again for brunch 🥐☕ and worked on an Action Team project to assemble “Hug in a Mug” gifts — something they could keep or pass along to a friend 🤍 Each widow also received a rose 🌹 as our small Valentine’s Day reminder that they are seen, valued, and loved. Not everyone could attend, but these snapshots capture the spirit of this group beautifully. We like to say this is an “invitation-only” group that you never want an invitation to… but if you do receive one, this community is here for you. And today, we officially named this group: 💞 Connected by Heart 💞 For additional disclosure, see thrivent.com/social. No products will be sold. #ConnectedByHeart #WidowSupport #CommunityMatters #YouAreNotAlone #ActionTeam #GivingBackTogether #StrongerTogether #ValentinesWithHeart #WomenSupportingWomen #HopeAndHealing

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Today was a full-heart kind of day 💗✨ We’ve been building a community for a group of young widows (our youngest is just 29), and this was our second gathering together. Our first event was last summer with a small bus trip to Weston for a day of education with Thrivent, lunch, and lots of meaningful conversation. Today, we gathered again for brunch 🥐☕ and worked on an Action Team project to assemble “Hug in a Mug” gifts — something they could keep or pass along to a friend 🤍 Each widow also received a rose 🌹 as our small Valentine’s Day reminder that they are seen, valued, and loved. Not everyone could attend, but these snapshots capture the spirit of this group beautifully. We like to say this is an “invitation-only” group that you never want an invitation to… but if you do receive one, this community is here for you. And today, we officially named this group: 💞 Connected by Heart 💞 For additional disclosure, see thrivent.com/social. No products will be sold. #ConnectedByHeart #WidowSupport #CommunityMatters #YouAreNotAlone #ActionTeam #GivingBackTogether #StrongerTogether #ValentinesWithHeart #WomenSupportingWomen #HopeAndHealing

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Our team takes pride in bringing calm to the chaos, clarity to the unknown, and direction to your goals. Whether you need education, encouragement, or accountability, we’re here to support the journey. https://connect.thrivent.com/crystal-neihoff #FinancialClarity #CalmTheChaos #PurposeDrivenPlanning #FinancialWellness For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

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Our team takes pride in bringing calm to the chaos, clarity to the unknown, and direction to your goals. Whether you need education, encouragement, or accountability, we’re here to support the journey. https://connect.thrivent.com/crystal-neihoff #FinancialClarity #CalmTheChaos #PurposeDrivenPlanning #FinancialWellness For disclosure information, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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