Invest. Plan. Steward with Purpose.
If you're approaching retirement, rolling over a 401(k), or simply ready to hand off the day-to-day responsibility of managing your investments, I help make that transition feel clear and manageable.
Many of my clients come to me during seasons of change: preparing for retirement, changing jobs, or wanting a more intentional plan for their financial future. They're looking for guidance they can trust and a long-term relationship with an advisor who understands both the financial and personal side of these decisions.
I provide ongoing investment management and financial planning designed to bring clarity, confidence, and direction to your life. Whether we're discussing retirement income, tax-efficient strategies, Roth conversions, or long-term investing, every recommendation is built around your goals, disciplined planning, and good stewardship. I believe the right plan should leave you feeling prepared and at peace with where you're headed.
Ready to get started? Schedule a 15-Minute Get Acquainted Call
Who I Work With
I work with individuals and families who are navigating retirement, consolidating old employer plans, or looking for a trusted advisor to manage their investments with care and intention. Whether you're just starting to plan or managing significant wealth, I'm here to help you take the next step with confidence.
How I Help You Move Forward
Financial decisions don't happen all at once. They build over time, and the right guidance at the right moment can make all the difference. My role is to help you make wise, well-informed decisions, one step at a time.
Invest Wisely Build and manage a portfolio aligned with your goals, time horizon, and risk tolerance.
Plan for the Future Create a clear path for retirement, major life decisions, and long-term financial direction.
Protect What Matters Put the right safeguards in place to care for your family and preserve what you've built.
Investment Management
Investment decisions are too important to be handled casually. That's why our portfolio management is supported by experienced investment professionals who focus on research, risk management, and disciplined strategy.
Rather than reacting to markets or making decisions based on short-term noise, portfolios are managed using a process designed to keep your investments aligned with your goals, time horizon, and comfort with risk.
I work alongside these professionals to help ensure your investment strategy fits into your overall plan and adapts as your life changes. For clients who value alignment beyond financial goals alone, investment approaches can also reflect personal or faith-based preferences when desired.
This approach allows you to move forward knowing your portfolio is built with care, experience, and a long-term perspective.
About Cade Spenker
I was born and raised in Longview, Washington, and this community has always been home. It's where my faith was formed and where I learned the value of being present for others during both good and bad times.
My path into financial advice started with a desire to help people find peace of mind in decisions that often feel overwhelming. Over time, I felt called to serve in a way that more fully reflected my faith and values, which led me to Thrivent.
Today, I'm grateful to work with families to align their faith with their finances.
Life Outside of Work
My wife and I enjoy spending time outdoors, hiking in the Pacific Northwest, playing tennis, traveling, and being involved in our local church community. Faith, family, and relationships are at the center of how I live and how I serve.
Fees & How I’m Compensated
Transparency matters. Below is a general overview of the ongoing advisory and financial planning fees associated with my services, so you know what to expect when working together.
Ongoing Advisory Fees
For clients who choose ongoing investment management and advice, fees are based on the total value of assets under my management. This structure allows for ongoing portfolio oversight, semi-annual reviews, and access to guidance as your financial situation evolves.
Annual Advisory Fee Schedule
- Up to $250,000: 1.50%
- $250,000 – $500,000: 1.35%
- $500,000 – $1,000,000: 1.25%
- $1,000,000 – $3,000,000: 1.00%
- $3,000,000 – $5,000,000: 0.85%
- Above $5,000,000: 0.75%
Advisory fees are billed quarterly and deducted directly from the account.
Financial Planning Services
Financial planning is often the best place to start. Whether you're early in your career, starting a family, or simply want clarity around your next steps, this service is designed to help you build a thoughtful plan for the future. Planning can be offered on its own or alongside investment management, and is especially helpful for those who want guidance before making bigger financial decisions. All meetings can be held in person, virtually, or by phone.
Foundational: Build a strong base for your finances by focusing on your most essential financial topics. Ideal for young professionals and new families or clients with basic case complexity.
Typically involves two meetings annually.
Dedicated planning fee: $1,200 to $2,400.
Enhanced: Do more in-depth planning for an evolving range of financial needs and goals. Ideal for experienced professionals and growing families or clients with moderate case complexity.
Typically involves three meetings annually.
Dedicated planning fee: $3,000 to $5,400.
Premier: Dig deeper to address and help simplify complexities so you can visualize and connect all the pieces of your financial picture. Ideal for business owners, large families and those with advanced estate planning needs or high case complexity.
Priority response given. Meetings as often as necessary.
Dedicated planning fee: $6,000 to $10,000.
Fees and services are discussed in advance and outlined clearly prior to any engagement. Costs may vary based on complexity and scope.
Start a Conversation
If you're looking for clear, thoughtful financial guidance, I'd be glad to connect. Whether you have specific questions or just want to explore what working together might look like, I'm happy to start with a simple conversation. When you reach out, you'll hear back from me personally, typically the same day.
Prefer to call directly? Reach me at 360-747-2669.