Dedicated to Providing You Clarity and Confidence

I believe financial planning is about more than numbers—it’s about creating clarity, confidence, and peace of mind so you can enjoy a life that feels rich, fulfilling, and meaningful with the people who matter most. Whether I’m working with individuals or families, my focus is always on your purpose, not just your money. 


I love connecting with people, building genuine relationships, and creating a comfortable, safe space for conversations. By listening first and taking the time to understand what’s truly important to you, I help bring clarity to your financial picture and confidence in your decisions. My role is to educate, guide, and partner with you through every season of life, developing customized strategies to fit your goals.

My Philosophy

I believe everyone deserves to have a comfortable, open and honest conversation about their financial questions and goals. No two people are alike, which keeps my job interesting and exciting, but also creates a space for a custom conversation about what’s important to you. Whether you are at the beginning of your journey or navigating the complexities of your financial picture later in life, my goal is to meet you wherever you are at in life and to be a resource you can depend on for a lifetime and for generations to come.

Passionate About Serving My Community

I am proud to live in and serve the Fox Valley area. I am currently a member of the Little Chute Area School Board, Little Chute Business Owners Association, coach club volleyball, attend Pathways Church, and spend most weekends watching my kids at soccer tournaments or dance competitions. 

Working with You Through All of Life's Milestones

I specialize in serving:


Young Families

  • I’m passionate about helping families make wise financial decisions—that often includes thoughtful planning around income protection, debt management, and children’s education.
  • When guiding young families, we focus on protecting today while building a strong tomorrow, which may include topics such as protection solutions, retirement strategies, and optimizing employer plans.

Retirement

  • Retirement looks different for everyone. No matter what retirement looks like for you, I’m here to help you put a thoughtful plan in place to make those goals achievable. 
  • Preparing for a meaningful retirement means we talk about savings strategies and financial resources that can help secure a stable retirement for you.
  • We focus on ensuring pre-retirees feel confident as they transition into retirement by reviewing income plans, tax implications, and effectively managing risks.

Golden Years

  • Helping you clarify and organize your legacy intentions so your wishes are understood and your plan stays current.
  • Preparing for health events and care needs with strategies to help protect your income and assets.
  • Including family members in the next steps to know what to do when life changes.

Let's Connect

Navigating your financial journey and moving forward with confidence doesn’t have to be hard. To book an introductory appointment, you have the option of either in person or through a secure virtual meeting. Contact me at (920) 280-3010 or via email betsy.zemlock@thrivent.com or simply click on the Book an Appointment button.


And by the way, I also love hosting fun events and educational workshops, so if you would like to join me at one of my upcoming events, go check out the Events section to see what's coming up.


I can't wait to meet you!