A qualified charitable distribution (QCD) can be a smart way to turn a required withdrawal into a meaningful gift.
A QCD allows you to give directly from your IRA to a nonprofit you care about. It can count toward your required minimum distribution (RMD), potentially lower your taxable income and even help manage your future Medicare costs.
Find out more: https://bit.ly/4hmPFKV
Should I do a Roth IRA conversion when the market is down?
The market is down, now what? Most people panic when the market dips, but here are some strategies to keep in mind for next time you may be worried about market fluctuations: https://www.thrivent.com/insights/retirement-planning/should-i-do-a-roth-ira-conversion-when-the-market-is-down See thrivent.com/social for important disclosures.
Today is Tax Day — and a quick reminder that taxes are more than a filing deadline. They’re an important part of your broader financial picture.
As soon as you receive your final tax documents, please be sure to send them to your financial professional so they can review, coordinate, and ensure everything aligns with your overall planning strategy.
👉 Staying proactive helps us support better tax efficiency, smarter planning moves, and clearer decisions throughout the year.
#TaxDay #TaxPlanning #FinancialPlanning #FamilyFinances #WealthWithPurpose
See thrivent.com/social for important disclosures.
Can you have multiple IRAs? Pros, cons & when to consolidate
IRAs and 401(k)s are commonplace, but when do you have too many and how do you know if they are doing what you need them to do? Check out our FAQs regarding consolidation pros and cons: https://www.thrivent.com/insights/retirement-planning/owning-multiple-iras-frequently-asked-questions See thrivent.com/social for important disclosures.
💰 America Saves Week 💰
Saving isn’t just about putting money away — it’s about creating flexibility, opportunity, and choice for your family.
From emergency reserves to college planning and long‑term goals, intentional saving helps align today’s decisions with what matters most tomorrow.
👉 This week’s reminder: Pause, review your savings goals, and make sure they reflect both your priorities and your values.
#AmericaSavesWeek #SmartSaving #FamilyPlanning #CollegePlanning #WealthWithPurpose
See thrivent.com/social for important disclosures.
🌟 National Employee Benefits Day 🌟
Your paycheck is only part of your compensation. Employee benefits — from HSAs and retirement matches to education and family benefits — can play a major role in tax efficiency, cash flow, and college planning.
For families balancing growing responsibilities and long‑term goals, understanding and using these benefits thoughtfully can make a meaningful difference.
👉 Today’s reminder: Take a few minutes to review your benefits and make sure they align with your family’s priorities and stage of life.
#EmployeeBenefitsDay #FinancialPlanning #FamilyFirst #CollegePlanning #WealthWithPurpose
See thrivent.com/social for important disclosures.
Helping your kids learn about money is a gift that grows with them. Start early, build gradually and focus on simple concepts at each stage.
These age-appropriate skills can help them develop discipline and healthier money habits as they grow. ➡️ https://bit.ly/4axUyhk
Looking for a kid-friendly way to teach financial literacy? Try the Spend, Save, Give method. It allows them to:
⭐ Spend on things they want
⭐ Save for something big
⭐ Give to make a difference
Kids learn best by doing. This simple approach turns money lessons into real-life choices—helping instill discipline and prioritization. And if generosity is part of your family values, it’s a great way to pass that on early.
Happy Read Across America Day!📚
Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️
See thrivent.com/social for important disclosures.
Saving for retirement? Here’s something to consider: different accounts come with different tax implications.
By spreading your savings across taxable, tax-deferred and tax-free accounts, you can give yourself more flexibility in retirement. This makes it easier for you to manage withdrawals, avoid tax spikes and lower your Modified Adjusted Gross Income (MAGI).
Get in touch to discuss the right approach for your unique situation.
See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
The cost of cash: Where to invest when interest rates shift
Whether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track as interest rates change.
Scammers have evolved their tactics, and their schemes have become more convincing and a lot harder to recognize. That’s why awareness matters.
Protect yourself by staying up to date on the latest scams: https://bit.ly/492hx4g
Help us in wishing Greg a happy birthday !🎂
The holiday season is a time to reflect, give back and support the causes that matter most to you. It’s an opportune moment to create a thoughtful giving plan that’s aligned with your values, goals and financial strategy.
Let’s connect to explore ways to maximize your year-end giving and make every gift count—today and for years to come.
See thrivent.com/social for important disclosures.
Mengel Morse and Associates, along with SPIRIT NYS, are beyond grateful for those who have donated to our online fundraising event. If you haven't already and are able, consider donating today!
Today is the last day to donate to ensure Thrivent will add $1 to every $2 donated through this online campaign. If you are unable to donate before the event ends but still would like to, visit their website https://spiritnys.org/ to learn how.
Click this link to donate NOW: https://thrivent.cotribute.co/events/1218069/detail
This is the last week of our online fundraiser in collaboration with SPIRIT NYS. If you've been considering making a donation, NOW is the time!
SPIRIT NYS students commit to academic and personal goals, including improving attendance and grades, consistent and responsive communication with their SPIRIT NYS mentors and others. Students who meet the goals they set, follow the program guidelines, and advance toward graduating continue to receive financial and mentoring support.
Use this link to donate and you can be a part of the change:
https://thrivent.cotribute.co/events/1218069/detail
As we move through the season, it is important to remember that not everyone's holidays look the same. This season is a great time to donate to those who could use a little extra help.
If you are able, consider donating to SPIRIT NYS. Your donation can help change the lives of students in need. Use this link to donate: https://thrivent.cotribute.co/events/1218069/detail
Interested in what SPIRIT NYS does for their students? Here is a basic overview of their approach and what they provide. For more information check out their website https://spiritnys.org/.
Interested in donating to help SPIRIT NYS continue the work they do? Use this link to navigate to the donation page: https://thrivent.cotribute.co/events/1218069/detail